FOF vs VTI
Cohen & Steers Closed-End Opportunity Fund Inc. vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FOF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.03% | |
| AUM | - | $666.9B | |
| Dividend Yield | 7.76% | 1.07% | |
| Holdings | 106 | 3,543 | |
| YTD Return | +7.95% | +13.86% | |
| 1Y Return | +11.72% | +20.74% | |
| 3Y Return (annualized) | +17.45% | +21.66% | |
| 5Y Return (annualized) | +6.97% | +11.90% | |
| Volatility (annualized) | 17.9% | 15.3% | |
| Max Drawdown | -66.8% | -56.6% | |
| Fund Family | Cohen & Steers Funds | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Nov 20, 2006 | May 24, 2001 |
FOF vs VTI Performance
Cohen & Steers Closed-End Opportunity Fund Inc. (FOF) is a ETF from Cohen & Steers Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FOF returned +11.72% while VTI returned +20.74%. Year to date, FOF is up 7.95% versus a gain of 13.86% for VTI.
Over three years, FOF compounded at +17.45% per year against +21.66% for VTI; over five years the annualized figures are +6.97% and +11.90% respectively. Across the full 20-year window we track, VTI has the edge at +8.11% annualized vs +0.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FOF has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -66.8% for FOF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FOF charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, FOF currently yields 7.76% against 1.07% for VTI.
Holdings Overlap
FOF and VTI share 15 holdings out of 2863 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FOF or VTI?
FOF has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, FOF or VTI?
Over the past year FOF returned +11.72% vs +20.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), FOF annualized +0.40% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, FOF or VTI?
FOF has been the more volatile fund at 17.9% annualized versus 15.3% for VTI. Worst drawdown: FOF -66.8% vs VTI -56.6%.
Should I hold both FOF and VTI?
FOF and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FOF and VTI?
FOF and VTI share 15 common holdings with a 0.2% weight overlap. Combined, they hold 2863 unique securities.
Which pays a higher dividend, FOF or VTI?
FOF yields 7.76% while VTI yields 1.07%, so FOF currently pays the higher dividend yield.
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