FOXY vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricFOXYVYMWinner
Expense Ratio0.81%0.04%
AUM$369M$79.0B
Dividend Yield7.59%2.86%
Holdings26568
YTD Return+9.32%+16.16%
1Y Return+14.79%+26.05%
3Y Return (annualized)-+18.43%
5Y Return (annualized)-+12.21%
Volatility (annualized)11.8%14.6%
Max Drawdown-13.1%-58.8%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryAlternativeEquity
InceptionFeb 3, 2025Nov 10, 2006

FOXY vs VYM Performance

Simplify Currency Strategy ETF (FOXY) is a ETF from Simplify Exchange Traded Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FOXY returned +14.79% while VYM returned +26.05%. Year to date, FOXY is up 9.32% versus a gain of 16.16% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.8% for FOXY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.1% for FOXY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FOXY charges 0.81% per year while VYM charges 0.04%. On a $10,000 position that is $81 vs $4 annually, a gap of $77 per year that compounds over a long holding period. On income, FOXY currently yields 7.59% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

FOXY and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FOXY or VYM?

FOXY has an expense ratio of 0.81% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $77 per year of difference.

Which performed better, FOXY or VYM?

Over the past year FOXY returned +14.79% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), FOXY annualized +15.80% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, FOXY or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 11.8% for FOXY. Worst drawdown: FOXY -13.1% vs VYM -58.8%.

Should I hold both FOXY and VYM?

FOXY and VYM have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FOXY and VYM?

FOXY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, FOXY or VYM?

FOXY yields 7.59% while VYM yields 2.86%, so FOXY currently pays the higher dividend yield.

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