FPE vs SPY

FPE vs SPY

Which is better, FPE or SPY?

Preferred Stock against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFPESPY
Expense Ratio0.83%0.09%Best
AUM$6.3B$804.7B
Dividend Yield5.86%0.98%
Holdings261505
YTD Return-0.17%+12.19%Best
1Y Return+1.70%+18.53%Best
3Y Return (annualized)+8.96%+20.88%Best
5Y Return (annualized)+2.35%+12.69%Best
Volatility (annualized)8.4%Best14.3%
Max Drawdown-34.8%-34.1%Best
$10,000 over 5 years$11,232$18,173Best
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAllocation/BalancedEquity
StylePreferred StockLarge Cap Blend
InceptionFeb 11, 2013Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Feb 12, 2013 to Sep 9, 2026 (13.6 years).

FPE vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

FPE vs SPY Performance

First Trust Preferred Securities and Income ETF (FPE) is an ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year FPE returned +1.70% while SPY returned +18.53%. Year to date, FPE is down 0.17% versus a gain of 12.19% for SPY.

Over three years, FPE compounded at +8.96% per year against +20.88% for SPY; over five years the annualized figures are +2.35% and +12.69% respectively. Across the full 14-year window we track, SPY has the edge at +13.23% annualized vs +1.28%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 8.4% for FPE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.8% for FPE and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FPE charges 0.83% per year while SPY charges 0.09%. On a $10,000 position that is $83 vs $9 annually, a gap of $74 per year that compounds over a long holding period. On income, FPE currently yields 5.86% against 0.98% for SPY.

Holdings Overlap

SPY already in FPE0.6%

At least 0.6% of SPY's money is in holdings FPE also owns.

Stated as a floor: for FPE, our book for it covers 74.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

3 positions in common, counted across the 203 positions we hold weights for in FPE and 504 in SPY, against full books of 261 and 505.

Top Shared Holdings

StockWeight in FPEWeight in SPYDifference
CCitigroup Inc 6.875 11/73 6.88 2173-11-150.59%0.35%0.24%
USBUs Bancorp0.04%0.15%0.11%
FITBFifth Third Bancorp 6.875 04/01/2174 6.8750.00%0.08%0.08%

You are not choosing between two funds in isolation.

Whichever of FPE and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FPESPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FPE or SPY?

FPE has an expense ratio of 0.83% while SPY charges 0.09%. SPY is the cheaper option, by $74 a year on a $10,000 investment.

Which performed better, FPE or SPY?

Over the past year FPE returned +1.70% vs +18.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (14 years), FPE annualized +1.28% vs +13.23% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FPE or SPY?

SPY has been the more volatile fund at 14.3% annualized versus 8.4% for FPE. Worst drawdown: FPE -34.8% vs SPY -34.1%.

Should I hold both FPE and SPY?

FPE and SPY have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FPE or SPY?

FPE yields 5.86% while SPY yields 0.98%, so FPE currently pays the higher dividend yield.

Is SPY better than FPE?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.