FPEI vs QQQ

FPEI vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. FPEI offers more diversification with 176 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: FPEI

Side-by-Side Comparison

MetricFPEIQQQWinner
Expense Ratio0.85%0.18%
AUM$1.9B$496.3B
Dividend Yield5.82%0.44%
Holdings176108
YTD Return+1.26%+16.64%
1Y Return+4.85%+27.27%
3Y Return (annualized)+9.61%+25.96%
5Y Return (annualized)+3.73%+14.54%
Volatility (annualized)8.1%30.6%
Max Drawdown-27.8%-83.0%
Fund FamilyFirst Trust Portfolios (US)Invesco (US)
CategoryAllocation/BalancedEquity
InceptionAug 22, 2017Mar 10, 1999

FPEI vs QQQ Performance

First Trust Institutional Preferred Securities and Income ETF (FPEI) is a ETF from First Trust Portfolios (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FPEI returned +4.85% while QQQ returned +27.27%. Year to date, FPEI is up 1.26% versus a gain of 16.64% for QQQ.

Over three years, FPEI compounded at +9.61% per year against +25.96% for QQQ; over five years the annualized figures are +3.73% and +14.54% respectively. Across the full 9-year window we track, QQQ has the edge at +13.03% annualized vs +2.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 8.1% for FPEI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.8% for FPEI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FPEI charges 0.85% per year while QQQ charges 0.18%. On a $10,000 position that is $85 vs $18 annually, a gap of $67 per year that compounds over a long holding period. On income, FPEI currently yields 5.82% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

FPEI and QQQ share 0 holdings out of 222 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FPEI or QQQ?

FPEI has an expense ratio of 0.85% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $67 per year of difference.

Which performed better, FPEI or QQQ?

Over the past year FPEI returned +4.85% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), FPEI annualized +2.75% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, FPEI or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 8.1% for FPEI. Worst drawdown: FPEI -27.8% vs QQQ -83.0%.

Should I hold both FPEI and QQQ?

FPEI and QQQ have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FPEI and QQQ?

FPEI and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 222 unique securities.

Which pays a higher dividend, FPEI or QQQ?

FPEI yields 5.82% while QQQ yields 0.44%, so FPEI currently pays the higher dividend yield.

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