GBIL vs IVV
Goldman Sachs Access Treasury 0-1 Year ETF vs iShares Core S&P 500 ETF
Which is better, GBIL or IVV?
Ultrashort Term Bond against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GBIL | IVV |
|---|---|---|
| Expense Ratio | 0.12% | 0.03%Best |
| AUM | $7.6B | $876.4B |
| Dividend Yield | 3.67% | 1.06% |
| Holdings | 42 | 508 |
| YTD Return | +2.41% | +12.39%Best |
| 1Y Return | +3.60% | +16.61%Best |
| 3Y Return (annualized) | +4.48% | +21.38%Best |
| 5Y Return (annualized) | +3.54% | +13.51%Best |
| Volatility (annualized) | 0.8%Best | 15.4% |
| Max Drawdown | -1.0%Best | -33.9% |
| $10,000 over 5 years | $11,900 | $18,844Best |
| Fund Family | Goldman Sachs Asset Management | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Blend |
| Inception | Sep 6, 2016 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 8, 2016 to Sep 18, 2026 (10 years).
GBIL vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GBIL vs IVV Performance
Goldman Sachs Access Treasury 0-1 Year ETF (GBIL) is an ETF from Goldman Sachs Asset Management and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year GBIL returned +3.60% while IVV returned +16.61%. Year to date, GBIL is up 2.41% versus a gain of 12.39% for IVV.
Over three years, GBIL compounded at +4.48% per year against +21.38% for IVV; over five years the annualized figures are +3.54% and +13.51% respectively. Across the full 10-year window we track, IVV has the edge at +14.15% annualized vs +1.75%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 0.8% for GBIL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.0% for GBIL and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.10. They move largely independently of each other.
Fees and Cost Over Time
GBIL charges 0.12% per year while IVV charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, GBIL currently yields 3.67% against 1.06% for IVV.
Holdings Overlap
We hold position weights for 15 holdings in GBIL and 490 in IVV, totalling 34.2% and 99.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 15 positions we hold weights for in GBIL and 490 in IVV, against full books of 42 and 508.
You are not choosing between two funds in isolation.
Whichever of GBIL and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GBIL or IVV?
GBIL has an expense ratio of 0.12% while IVV charges 0.03%. IVV is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, GBIL or IVV?
Over the past year GBIL returned +3.60% vs +16.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (10 years), GBIL annualized +1.75% vs +14.15% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GBIL or IVV?
IVV has been the more volatile fund at 15.4% annualized versus 0.8% for GBIL. Worst drawdown: GBIL -1.0% vs IVV -33.9%.
Should I hold both GBIL and IVV?
GBIL and IVV have a monthly-return correlation of 0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GBIL or IVV?
GBIL yields 3.67% while IVV yields 1.06%, so GBIL currently pays the higher dividend yield.
Is IVV better than GBIL?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.