GCOR vs VTI
Goldman Sachs Access US Aggregate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GCOR or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GCOR | VTI |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $829M | $666.9B |
| Dividend Yield | 4.22% | 1.03% |
| Holdings | 1,768 | 3,543 |
| YTD Return | -1.22% | +11.65%Best |
| 1Y Return | -0.46% | +17.34%Best |
| 3Y Return (annualized) | +3.83% | +20.35%Best |
| 5Y Return (annualized) | -0.81% | +11.72%Best |
| Volatility (annualized) | 6.1%Best | 15.6% |
| Max Drawdown | -19.1%Best | -25.4% |
| $10,000 over 5 years | $9,602 | $17,404Best |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 8, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 10, 2020 to Sep 10, 2026 (6 years).
GCOR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GCOR vs VTI Performance
Goldman Sachs Access US Aggregate Bond ETF (GCOR) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GCOR returned -0.46% while VTI returned +17.34%. Year to date, GCOR is down 1.22% versus a gain of 11.65% for VTI.
Over three years, GCOR compounded at +3.83% per year against +20.35% for VTI; over five years the annualized figures are -0.81% and +11.72% respectively. Across the full 6-year window we track, VTI has the edge at +15.58% annualized vs -0.80%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 6.1% for GCOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for GCOR and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GCOR charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, GCOR currently yields 4.22% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1,013 holdings in GCOR and 2,787 in VTI, totalling 83.1% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 1,013 positions we hold weights for in GCOR and 2,787 in VTI, against full books of 1,768 and 3,543.
Top Shared Holdings
| Stock | Weight in GCOR | Weight in VTI | Difference |
|---|---|---|---|
| GMTGatx Corp. 4 6/30/2030 | 0.01% | 0.00% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of GCOR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GCOR or VTI?
GCOR has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, GCOR or VTI?
Over the past year GCOR returned -0.46% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), GCOR annualized -0.80% vs +15.58% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GCOR or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 6.1% for GCOR. Worst drawdown: GCOR -19.1% vs VTI -25.4%.
Should I hold both GCOR and VTI?
GCOR and VTI have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GCOR or VTI?
GCOR yields 4.22% while VTI yields 1.03%, so GCOR currently pays the higher dividend yield.
Is VTI better than GCOR?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.