GDT vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricGDTSCHDWinner
Expense Ratio0.20%0.06%
AUM$10M$103.7B
Dividend Yield2.75%3.31%
Holdings21104
YTD Return-12.99%+25.33%
1Y Return-+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)-13.6%
Max Drawdown-26.5%-33.4%
Fund FamilyWisdomTree InvestmentsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJan 22, 2026Oct 20, 2011

GDT vs SCHD Performance

WisdomTree Efficient TIPS Plus Gold Fund ETF (GDT) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, GDT is down 12.99% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -26.5% for GDT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

GDT charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, GDT currently yields 2.75% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

GDT and SCHD share 0 holdings out of 116 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GDT or SCHD?

GDT has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

What is the holdings overlap between GDT and SCHD?

GDT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 116 unique securities.

Which pays a higher dividend, GDT or SCHD?

GDT yields 2.75% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.