GFEB vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricGFEBSPYWinner
Expense Ratio0.85%0.09%
AUM$378M$789.1B
Dividend Yield0.00%1.01%
Holdings4505
YTD Return+7.56%+13.75%
1Y Return+12.92%+22.91%
3Y Return (annualized)+12.67%+21.67%
5Y Return (annualized)-+13.32%
Volatility (annualized)6.2%15.3%
Max Drawdown-9.6%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAlternativeEquity
InceptionFeb 17, 2023Jan 22, 1993

GFEB vs SPY Performance

FT Vest US Equity Moderate Buffer ETF - February (GFEB) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year GFEB returned +12.92% while SPY returned +22.91%. Year to date, GFEB is up 7.56% versus a gain of 13.75% for SPY.

Over three years, GFEB compounded at +12.67% per year against +21.67% for SPY. Across the full 4-year window we track, GFEB has the edge at +13.27% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.2% for GFEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.6% for GFEB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GFEB charges 0.85% per year while SPY charges 0.09%. On a $10,000 position that is $85 vs $9 annually, a gap of $76 per year that compounds over a long holding period. On income, GFEB currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

GFEB and SPY share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GFEB or SPY?

GFEB has an expense ratio of 0.85% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, GFEB or SPY?

Over the past year GFEB returned +12.92% vs +22.91% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), GFEB annualized +13.27% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, GFEB or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 6.2% for GFEB. Worst drawdown: GFEB -9.6% vs SPY -56.5%.

Should I hold both GFEB and SPY?

GFEB and SPY have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between GFEB and SPY?

GFEB and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, GFEB or SPY?

GFEB yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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