GLDM vs IVV

GLDM vs IVV
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Quick Verdict

IVV has a lower expense ratio. GLDM delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: GLDMMore Diversified: IVV

Side-by-Side Comparison

MetricGLDMIVVWinner
Expense Ratio0.10%0.03%
AUM$30.1B$907.0B
Dividend Yield0.00%1.10%
Holdings2508
YTD Return+4.49%+12.28%
1Y Return+35.09%+20.94%
3Y Return (annualized)+33.61%+21.81%
5Y Return (annualized)+20.37%+13.05%
Volatility (annualized)16.1%15.1%
Max Drawdown-26.3%-56.5%
Fund FamilySPDR State Street Global AdvisorsiShares by BlackRock (US)
CategoryCommodityEquity
InceptionJun 25, 2018May 15, 2000

GLDM vs IVV Performance

SPDR Gold MiniShares Trust (GLDM) is a ETF from SPDR State Street Global Advisors and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year GLDM returned +35.09% while IVV returned +20.94%. Year to date, GLDM is up 4.49% versus a gain of 12.28% for IVV.

Over three years, GLDM compounded at +33.61% per year against +21.81% for IVV; over five years the annualized figures are +20.37% and +13.05% respectively. Across the full 8-year window we track, GLDM has the edge at +16.85% annualized vs +6.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GLDM has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.3% for GLDM and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.13. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GLDM charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, GLDM currently yields 0.00% against 1.10% for IVV.

Frequently Asked Questions

Which is cheaper, GLDM or IVV?

GLDM has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, GLDM or IVV?

Over the past year GLDM returned +35.09% vs +20.94% for IVV, so GLDM leads on 1-year performance. Over the longest common window we track (8 years), GLDM annualized +16.85% vs +6.98% for IVV. Past performance does not guarantee future results.

Which is riskier, GLDM or IVV?

GLDM has been the more volatile fund at 16.1% annualized versus 15.1% for IVV. Worst drawdown: GLDM -26.3% vs IVV -56.5%.

Should I hold both GLDM and IVV?

GLDM and IVV have a monthly-return correlation of 0.13, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, GLDM or IVV?

GLDM yields 0.00% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.

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