GLDY vs SCHD
Defiance Gold Enhanced Options Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GLDY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.04% | 0.06% | |
| AUM | $26M | $103.7B | |
| Dividend Yield | 3.17% | 3.31% | |
| Holdings | 9 | 104 | |
| YTD Return | -10.84% | +26.21% | |
| 1Y Return | +4.81% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 17.9% | 13.6% | |
| Max Drawdown | -25.9% | -33.4% | |
| Fund Family | Defiance ETFs, LLC | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 1, 2025 | Oct 20, 2011 |
GLDY vs SCHD Performance
Defiance Gold Enhanced Options Income ETF (GLDY) is a ETF from Defiance ETFs, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GLDY returned +4.81% while SCHD returned +29.99%. Year to date, GLDY is down 10.84% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
GLDY has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.9% for GLDY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GLDY charges 1.04% per year while SCHD charges 0.06%. On a $10,000 position that is $104 vs $6 annually, a gap of $98 per year that compounds over a long holding period. On income, GLDY currently yields 3.17% against 3.31% for SCHD.
Holdings Overlap
GLDY and SCHD share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GLDY or SCHD?
GLDY has an expense ratio of 1.04% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, GLDY or SCHD?
Over the past year GLDY returned +4.81% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), GLDY annualized +11.99% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, GLDY or SCHD?
GLDY has been the more volatile fund at 17.9% annualized versus 13.6% for SCHD. Worst drawdown: GLDY -25.9% vs SCHD -33.4%.
Should I hold both GLDY and SCHD?
GLDY and SCHD have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GLDY and SCHD?
GLDY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.
Which pays a higher dividend, GLDY or SCHD?
GLDY yields 3.17% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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