GOAU vs SPY

GOAU vs SPY

Which is better, GOAU or SPY?

Precious Metals against Large Cap Blend.

SPY has a lower expense ratio. GOAU led over 1Y, 3Y, 5Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 55.2%.

Lower Fees: SPYHigher Returns: GOAULess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGOAUSPY
Expense Ratio0.60%0.09%Best
AUM$212M$804.7B
Dividend Yield0.82%0.98%
Holdings35505
YTD Return+11.28%+12.22%Best
1Y Return+32.47%Best+16.97%
3Y Return (annualized)+45.25%Best+21.16%
5Y Return (annualized)+24.13%Best+13.00%
Volatility (annualized)36.9%15.9%Best
Max Drawdown-52.9%-34.1%Best
$10,000 over 5 years$29,470Best$18,424
Top 10 Weight55.2%37.8%Best
Fund FamilyU.S. Global Investors, Inc.State Street Investment Management
CategoryCommodityEquity
StylePrecious MetalsLarge Cap Blend
InceptionJun 27, 2017Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Jun 28, 2017 to Sep 17, 2026 (9.2 years).

GOAU vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.2 years both funds cover.

GOAU vs SPY Performance

US Global GO Gold and Precious Metal Miners ETF (GOAU) is an ETF from U.S. Global Investors, Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year GOAU returned +32.47% while SPY returned +16.97%. Year to date, GOAU is up 11.28% versus a gain of 12.22% for SPY.

Over three years, GOAU compounded at +45.25% per year against +21.16% for SPY; over five years the annualized figures are +24.13% and +13.00% respectively. Across the full 9-year window we track, GOAU has the edge at +17.67% annualized vs +14.09%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GOAU has been the more volatile fund, with annualized monthly volatility of 36.9% compared with 15.9% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -52.9% for GOAU and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.

Fees and Cost Over Time

GOAU charges 0.60% per year while SPY charges 0.09%. On a $10,000 position that is $60 vs $9 annually, a gap of $51 per year that compounds over a long holding period. On income, GOAU currently yields 0.82% against 0.98% for SPY.

Holdings Overlap

GOAU already in SPY2.9%
SPY already in GOAU0.2%

2.9% of GOAU's money is in holdings SPY also owns. 0.2% of SPY's money is in holdings GOAU also owns.

GOAU and SPY share little of their money.

1 positions in common, counted across the 30 positions we hold weights for in GOAU and 504 in SPY, against full books of 35 and 505.

What only one of them owns

Our book lists 496 positions for SPY that do not appear in our book for GOAU (99.1% of the fund), and 1 for GOAU that do not appear in SPY (1.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in GOAUWeight in SPYDifference
NEMNewmont Corp Common2.90%0.20%2.70%

You are not choosing between two funds in isolation.

Whichever of GOAU and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GOAUSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GOAU or SPY?

GOAU has an expense ratio of 0.60% while SPY charges 0.09%. SPY is the cheaper option, by $51 a year on a $10,000 investment.

Which performed better, GOAU or SPY?

Over the past year GOAU returned +32.47% vs +16.97% for SPY, so GOAU leads on 1-year performance. Over the longest common window we track (9 years), GOAU annualized +17.67% vs +14.09% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GOAU or SPY?

GOAU has been the more volatile fund at 36.9% annualized versus 15.9% for SPY. Worst drawdown: GOAU -52.9% vs SPY -34.1%.

Should I hold both GOAU and SPY?

GOAU and SPY have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GOAU and SPY?

2.9% of GOAU's money is in holdings SPY also owns. 0.2% of SPY's is in holdings GOAU also owns. They hold 1 positions in common, counted across the 30 positions we hold weights for in GOAU and 504 in SPY.

Which pays a higher dividend, GOAU or SPY?

GOAU yields 0.82% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than GOAU?

SPY has a lower expense ratio. GOAU led over 1Y, 3Y, 5Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 55.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.