GOVM vs SCHD
iShares 1-10 Year Treasury Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
GOVM has a lower expense ratio. GOVM offers more diversification with 156 holdings.
Side-by-Side Comparison
| Metric | GOVM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.06% | |
| AUM | $5M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 156 | 104 | |
| YTD Return | -0.52% | +25.58% | |
| 1Y Return | - | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -1.3% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | May 12, 2026 | Oct 20, 2011 |
GOVM vs SCHD Performance
iShares 1-10 Year Treasury Bond ETF (GOVM) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, GOVM is down 0.52% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.3% for GOVM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
GOVM charges 0.05% per year while SCHD charges 0.06%. On a $10,000 position that is $5 vs $6 annually, a gap of $1 per year that compounds over a long holding period. On income, GOVM currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
GOVM and SCHD share 0 holdings out of 256 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GOVM or SCHD?
GOVM has an expense ratio of 0.05% while SCHD charges 0.06%. GOVM is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
What is the holdings overlap between GOVM and SCHD?
GOVM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 256 unique securities.
Which pays a higher dividend, GOVM or SCHD?
GOVM yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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