GSC vs VTI
Goldman Sachs Small Cap Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. GSC delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GSC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $301M | $666.9B | |
| Dividend Yield | 0.13% | 1.07% | |
| Holdings | 99 | 3,543 | |
| YTD Return | +20.44% | +12.65% | |
| 1Y Return | +27.35% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 18.4% | 15.3% | |
| Max Drawdown | -27.0% | -56.6% | |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 3, 2023 | May 24, 2001 |
GSC vs VTI Performance
Goldman Sachs Small Cap Equity ETF (GSC) is a ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GSC returned +27.35% while VTI returned +21.39%. Year to date, GSC is up 20.44% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
GSC has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.0% for GSC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GSC charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, GSC currently yields 0.13% against 1.07% for VTI.
Holdings Overlap
GSC and VTI share 80 holdings out of 2804 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GSC or VTI?
GSC has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, GSC or VTI?
Over the past year GSC returned +27.35% vs +21.39% for VTI, so GSC leads on 1-year performance. Over the longest common window we track (3 years), GSC annualized +19.95% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, GSC or VTI?
GSC has been the more volatile fund at 18.4% annualized versus 15.3% for VTI. Worst drawdown: GSC -27.0% vs VTI -56.6%.
Should I hold both GSC and VTI?
GSC and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GSC and VTI?
GSC and VTI share 80 common holdings with a 0.3% weight overlap. Combined, they hold 2804 unique securities.
Which pays a higher dividend, GSC or VTI?
GSC yields 0.13% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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