GSEP vs VTI

GSEP vs VTI

Which is better, GSEP or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGSEPVTI
Expense Ratio0.85%0.03%Best
AUM$342M$666.9B
Dividend Yield0.00%1.03%
Holdings103,543
YTD Return+8.17%+12.57%Best
1Y Return+10.59%+17.22%Best
3Y Return (annualized)+11.68%+20.87%Best
5Y Return (annualized)-+11.86%
Volatility (annualized)5.9%Best12.8%
Max Drawdown-10.1%Best-19.3%
$10,000 over 3 years$13,929$17,773Best
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionSep 15, 2023May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 18, 2023 to Sep 11, 2026 (3 years).

GSEP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.

GSEP vs VTI Performance

FT Vest US Equity Moderate Buffer ETF - September (GSEP) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GSEP returned +10.59% while VTI returned +17.22%. Year to date, GSEP is up 8.17% versus a gain of 12.57% for VTI.

Over three years, GSEP compounded at +11.68% per year against +20.87% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 5.9% for GSEP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.1% for GSEP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GSEP charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, GSEP currently yields 0.00% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of GSEP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GSEPVTI

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Frequently Asked Questions

Which is cheaper, GSEP or VTI?

GSEP has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option, by $82 a year on a $10,000 investment.

Which performed better, GSEP or VTI?

Over the past year GSEP returned +10.59% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GSEP or VTI?

VTI has been the more volatile fund at 12.8% annualized versus 5.9% for GSEP. Worst drawdown: GSEP -10.1% vs VTI -19.3%.

Should I hold both GSEP and VTI?

GSEP and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, GSEP or VTI?

GSEP yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than GSEP?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.