GSG vs SCHD
iShares S&P GSCI Commodity-Indexed Trust vs Schwab US Dividend Equity ETF
Which is better, GSG or SCHD?
Commodities against Large Cap Value.
SCHD has a lower expense ratio. GSG led over 1Y, 3Y and 5Y, SCHD over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GSG | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $1.1B | $108.9B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 22 | 206 |
| YTD Return | +54.88%Best | +20.89% |
| 1Y Return | +57.47%Best | +23.87% |
| 3Y Return (annualized) | +17.15%Best | +16.42% |
| 5Y Return (annualized) | +15.60%Best | +9.40% |
| Volatility (annualized) | 21.3% | 13.7%Best |
| Max Drawdown | -78.2% | -33.4%Best |
| $10,000 over 5 years | $20,644Best | $15,671 |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Value |
| Inception | Jul 10, 2006 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Oct 2, 2026 (15 years).
GSG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15 years both funds cover.
GSG vs SCHD Performance
iShares S&P GSCI Commodity-Indexed Trust (GSG) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GSG returned +57.47% while SCHD returned +23.87%. Year to date, GSG is up 54.88% versus a gain of 20.89% for SCHD.
Over three years, GSG compounded at +17.15% per year against +16.42% for SCHD; over five years the annualized figures are +15.60% and +9.40% respectively. Across the full 15-year window we track, SCHD has the edge at +11.07% annualized vs +0.71%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GSG has been the more volatile fund, with annualized monthly volatility of 21.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.2% for GSG and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GSG charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, GSG currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of GSG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GSG or SCHD?
GSG has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, GSG or SCHD?
Over the past year GSG returned +57.47% vs +23.87% for SCHD, so GSG leads on 1-year performance. Over the longest common window we track (15 years), GSG annualized +0.71% vs +11.07% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GSG or SCHD?
GSG has been the more volatile fund at 21.3% annualized versus 13.7% for SCHD. Worst drawdown: GSG -78.2% vs SCHD -33.4%.
Should I hold both GSG and SCHD?
GSG and SCHD have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GSG or SCHD?
GSG yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GSG?
SCHD has a lower expense ratio. GSG led over 1Y, 3Y and 5Y, SCHD over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.