GSIB vs VTI
Themes Global Systemically Important Banks ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. GSIB delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GSIB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $49M | $666.9B | |
| Dividend Yield | 1.56% | 1.07% | |
| Holdings | 32 | 3,543 | |
| YTD Return | +18.85% | +12.65% | |
| 1Y Return | +38.79% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 12.6% | 15.3% | |
| Max Drawdown | -17.7% | -56.6% | |
| Fund Family | Themes ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 15, 2023 | May 24, 2001 |
GSIB vs VTI Performance
Themes Global Systemically Important Banks ETF (GSIB) is a ETF from Themes ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GSIB returned +38.79% while VTI returned +21.39%. Year to date, GSIB is up 18.85% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.6% for GSIB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.7% for GSIB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GSIB charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, GSIB currently yields 1.56% against 1.07% for VTI.
Holdings Overlap
GSIB and VTI share 8 holdings out of 2808 unique holdings combined, representing a 3.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GSIB or VTI?
GSIB has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, GSIB or VTI?
Over the past year GSIB returned +38.79% vs +21.39% for VTI, so GSIB leads on 1-year performance. Over the longest common window we track (3 years), GSIB annualized +44.89% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, GSIB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.6% for GSIB. Worst drawdown: GSIB -17.7% vs VTI -56.6%.
Should I hold both GSIB and VTI?
GSIB and VTI have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GSIB and VTI?
GSIB and VTI share 8 common holdings with a 3.2% weight overlap. Combined, they hold 2808 unique securities.
Which pays a higher dividend, GSIB or VTI?
GSIB yields 1.56% while VTI yields 1.07%, so GSIB currently pays the higher dividend yield.
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