HBR vs VTI
Canary HBAR ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HBR or VTI?
Single Currency against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HBR | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $71M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 2 | 3,524 |
| YTD Return | -41.17% | +11.43%Best |
| 1Y Return | -62.84% | +12.49%Best |
| 3Y Return (annualized) | - | +23.15% |
| 5Y Return (annualized) | - | +10.85% |
| Volatility (annualized) | 76.5% | 13.2%Best |
| Max Drawdown | -67.7% | -8.9%Best |
| $10,000 over 1 years | $3,598 | $11,115Best |
| Fund Family | Canary Capital Group LLC | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Single Currency | Large Cap Blend |
| Inception | Oct 28, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 28, 2025 to Oct 30, 2026 (1 years).
HBR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
HBR vs VTI Performance
Canary HBAR ETF (HBR) is an ETF from Canary Capital Group LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HBR returned -62.84% while VTI returned +12.49%. Year to date, HBR is down 41.17% versus a gain of 11.43% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HBR has been the more volatile fund, with annualized monthly volatility of 76.5% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.7% for HBR and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.18. They move largely independently of each other.
Fees and Cost Over Time
HBR charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, HBR currently yields 0.00% against 1.06% for VTI.
You are not choosing between two funds in isolation.
Whichever of HBR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HBR or VTI?
HBR has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, HBR or VTI?
Over the past year HBR returned -62.84% vs +12.49% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), HBR annualized -64.02% vs +11.15% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HBR or VTI?
HBR has been the more volatile fund at 76.5% annualized versus 13.2% for VTI. Worst drawdown: HBR -67.7% vs VTI -8.9%.
Should I hold both HBR and VTI?
HBR and VTI have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HBR or VTI?
HBR yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than HBR?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.