HCOM vs NMI

Quick Verdict

HCOM has a lower expense ratio. NMI delivered stronger 1-year returns. NMI offers more diversification with 95 holdings.

Lower Fees: HCOMHigher Returns: NMIMore Diversified: NMI

Side-by-Side Comparison

MetricHCOMNMIWinner
Expense Ratio0.59%0.73%
AUM$9M-
Dividend Yield10.95%4.57%
Holdings55220
YTD Return+0.71%+11.08%
1Y Return-4.90%+14.95%
3Y Return (annualized)-6.95%+9.79%
5Y Return (annualized)-+2.16%
Volatility (annualized)14.7%11.0%
Max Drawdown-28.8%-34.4%
Fund FamilyHartford FundsNuveen
CategoryCommodityTax Preferred
InceptionSep 14, 2021Apr 20, 1988

HCOM vs NMI Performance

Hartford Schroders Commodity Strategy ETF (HCOM) is a ETF from Hartford Funds and Nuveen Municipal Income Fund Inc. (NMI) is a ETF from Nuveen. Over the past year HCOM returned -4.90% while NMI returned +14.95%. Year to date, HCOM is up 0.71% versus a gain of 11.08% for NMI.

Over three years, HCOM compounded at -6.95% per year against +9.79% for NMI. Across the full 4-year window we track, HCOM has the edge at +0.68% annualized vs +0.38%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

HCOM has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 11.0% for NMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.8% for HCOM and -34.4% for NMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HCOM charges 0.59% per year while NMI charges 0.73%. On a $10,000 position that is $59 vs $73 annually, a gap of $14 per year that compounds over a long holding period. On income, HCOM currently yields 10.95% against 4.57% for NMI.

Frequently Asked Questions

Which is cheaper, HCOM or NMI?

HCOM has an expense ratio of 0.59% while NMI charges 0.73%. HCOM is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, HCOM or NMI?

Over the past year HCOM returned -4.90% vs +14.95% for NMI, so NMI leads on 1-year performance. Over the longest common window we track (4 years), HCOM annualized +0.68% vs +0.38% for NMI. Past performance does not guarantee future results.

Which is riskier, HCOM or NMI?

HCOM has been the more volatile fund at 14.7% annualized versus 11.0% for NMI. Worst drawdown: HCOM -28.8% vs NMI -34.4%.

Should I hold both HCOM and NMI?

HCOM and NMI have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, HCOM or NMI?

HCOM yields 10.95% while NMI yields 4.57%, so HCOM currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →