HCOM vs VTI

HCOM vs VTI

Which is better, HCOM or VTI?

Commodities against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHCOMVTI
Expense Ratio0.59%0.03%Best
AUM$9M$666.9B
Dividend Yield10.95%1.03%
Holdings553,543
Volatility (annualized)14.7%Best17.0%
Max Drawdown-28.8%-25.4%Best
$10,000 over 3.8 years$10,261$13,463Best
Fund FamilyHartford FundsVanguard (US)
CategoryCommodityEquity
StyleCommoditiesLarge Cap Blend
InceptionSep 14, 2021May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 455 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HCOM has data through Jun 20, 2025 and VTI through Sep 18, 2026.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Sep 15, 2021 to Jun 20, 2025 (3.8 years).

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 14.7% for HCOM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.8% for HCOM and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.21. They move largely independently of each other.

Fees and Cost Over Time

HCOM charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, HCOM currently yields 10.95% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of HCOM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HCOMVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HCOM or VTI?

HCOM has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.

Which is riskier, HCOM or VTI?

VTI has been the more volatile fund at 17.0% annualized versus 14.7% for HCOM. Worst drawdown: HCOM -28.8% vs VTI -25.4%.

Should I hold both HCOM and VTI?

HCOM and VTI have a monthly-return correlation of 0.21, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HCOM or VTI?

HCOM yields 10.95% while VTI yields 1.03%, so HCOM currently pays the higher dividend yield.

Is VTI better than HCOM?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.