HCOM vs VTI
Hartford Schroders Commodity Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | HCOM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | $9M | $663.5B | |
| Dividend Yield | 10.95% | 1.07% | |
| Holdings | 55 | 3,543 | |
| YTD Return | +0.71% | +14.20% | |
| 1Y Return | -4.90% | +24.16% | |
| 3Y Return (annualized) | -6.95% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 14.7% | 15.3% | |
| Max Drawdown | -28.8% | -56.6% | |
| Fund Family | Hartford Funds | Vanguard (US) | |
| Category | Commodity | Equity | |
| Inception | Sep 14, 2021 | May 24, 2001 |
HCOM vs VTI Performance
Hartford Schroders Commodity Strategy ETF (HCOM) is a ETF from Hartford Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HCOM returned -4.90% while VTI returned +24.16%. Year to date, HCOM is up 0.71% versus a gain of 14.20% for VTI.
Over three years, HCOM compounded at -6.95% per year against +21.12% for VTI. Across the full 4-year window we track, VTI has the edge at +8.14% annualized vs +0.68%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.7% for HCOM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.8% for HCOM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HCOM charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, HCOM currently yields 10.95% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, HCOM or VTI?
HCOM has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, HCOM or VTI?
Over the past year HCOM returned -4.90% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), HCOM annualized +0.68% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, HCOM or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.7% for HCOM. Worst drawdown: HCOM -28.8% vs VTI -56.6%.
Should I hold both HCOM and VTI?
HCOM and VTI have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, HCOM or VTI?
HCOM yields 10.95% while VTI yields 1.07%, so HCOM currently pays the higher dividend yield.
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