HCOM vs SCHQ
HCOM vs SCHQ
Hartford Schroders Commodity Strategy ETF vs Schwab Long-Term US Treasury ETF
Quick Verdict
SCHQ has a lower expense ratio. SCHQ delivered stronger 1-year returns. SCHQ offers more diversification with 98 holdings.
Side-by-Side Comparison
| Metric | HCOM | SCHQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | $9M | $806M | |
| Dividend Yield | 10.95% | 4.73% | |
| Holdings | 55 | 98 | |
| YTD Return | +0.71% | -2.55% | |
| 1Y Return | -4.90% | -1.03% | |
| 3Y Return (annualized) | -6.95% | -0.20% | |
| 5Y Return (annualized) | - | -6.80% | |
| Volatility (annualized) | 14.7% | 13.5% | |
| Max Drawdown | -28.8% | -46.7% | |
| Fund Family | Hartford Funds | Charles Schwab Asset Management | |
| Category | Commodity | Fixed Income | |
| Inception | Sep 14, 2021 | Oct 10, 2019 |
HCOM vs SCHQ Performance
Hartford Schroders Commodity Strategy ETF (HCOM) is a ETF from Hartford Funds and Schwab Long-Term US Treasury ETF (SCHQ) is a ETF from Charles Schwab Asset Management. Over the past year HCOM returned -4.90% while SCHQ returned -1.03%. Year to date, HCOM is up 0.71% versus a loss of 2.55% for SCHQ.
Over three years, HCOM compounded at -6.95% per year against -0.20% for SCHQ. Across the full 4-year window we track, HCOM has the edge at +0.68% annualized vs -4.41%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HCOM has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 13.5% for SCHQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.8% for HCOM and -46.7% for SCHQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HCOM charges 0.59% per year while SCHQ charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, HCOM currently yields 10.95% against 4.73% for SCHQ.
Frequently Asked Questions
Which is cheaper, HCOM or SCHQ?
HCOM has an expense ratio of 0.59% while SCHQ charges 0.03%. SCHQ is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, HCOM or SCHQ?
Over the past year HCOM returned -4.90% vs -1.03% for SCHQ, so SCHQ leads on 1-year performance. Over the longest common window we track (4 years), HCOM annualized +0.68% vs -4.41% for SCHQ. Past performance does not guarantee future results.
Which is riskier, HCOM or SCHQ?
HCOM has been the more volatile fund at 14.7% annualized versus 13.5% for SCHQ. Worst drawdown: HCOM -28.8% vs SCHQ -46.7%.
Should I hold both HCOM and SCHQ?
HCOM and SCHQ have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, HCOM or SCHQ?
HCOM yields 10.95% while SCHQ yields 4.73%, so HCOM currently pays the higher dividend yield.
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