HOLD vs IVV
Harbor Alpha Layering ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | HOLD | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.03% | |
| AUM | - | $865.2B | |
| Dividend Yield | - | 1.09% | |
| Holdings | 24 | 508 | |
| YTD Return | +5.20% | +13.72% | |
| 1Y Return | +14.80% | +21.64% | |
| 3Y Return (annualized) | - | +21.55% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 15.7% | 15.1% | |
| Max Drawdown | -9.5% | -56.5% | |
| Fund Family | Harbor Funds | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Aug 13, 2025 | May 15, 2000 |
HOLD vs IVV Performance
Harbor Alpha Layering ETF (HOLD) is a ETF from Harbor Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HOLD returned +14.80% while IVV returned +21.64%. Year to date, HOLD is up 5.20% versus a gain of 13.72% for IVV.
Risk: Volatility and Drawdowns
HOLD has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.5% for HOLD and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HOLD charges 0.70% per year while IVV charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period.
Holdings Overlap
HOLD and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HOLD or IVV?
HOLD has an expense ratio of 0.70% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $67 per year of difference.
Which performed better, HOLD or IVV?
Over the past year HOLD returned +14.80% vs +21.64% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, HOLD or IVV?
HOLD has been the more volatile fund at 15.7% annualized versus 15.1% for IVV. Worst drawdown: HOLD -9.5% vs IVV -56.5%.
Should I hold both HOLD and IVV?
HOLD and IVV have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HOLD and IVV?
HOLD and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
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