HOOY vs VTI
YieldMax HOOD Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HOOY or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. HOOY led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HOOY | VTI |
|---|---|---|
| Expense Ratio | 0.99% | 0.03%Best |
| AUM | $117M | $666.9B |
| Dividend Yield | 126.20% | 1.03% |
| Holdings | 16 | 3,543 |
| YTD Return | -6.32% | +12.57%Best |
| 1Y Return | -11.99% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 51.4% | 11.8%Best |
| Max Drawdown | -51.5% | -8.9%Best |
| $10,000 over 1.3 years | $15,457Best | $13,580 |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | May 7, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 8, 2025 to Sep 11, 2026 (1.3 years).
HOOY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
HOOY vs VTI Performance
YieldMax HOOD Option Income Strategy ETF (HOOY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HOOY returned -11.99% while VTI returned +17.22%. Year to date, HOOY is down 6.32% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HOOY has been the more volatile fund, with annualized monthly volatility of 51.4% compared with 11.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.5% for HOOY and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.
Fees and Cost Over Time
HOOY charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, HOOY currently yields 126.20% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in HOOY and 2,787 in VTI, totalling 3.6% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in HOOY and 2,787 in VTI, against full books of 16 and 3,543.
You are not choosing between two funds in isolation.
Whichever of HOOY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HOOY or VTI?
HOOY has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, HOOY or VTI?
Over the past year HOOY returned -11.99% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), HOOY annualized +39.79% vs +26.54% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HOOY or VTI?
HOOY has been the more volatile fund at 51.4% annualized versus 11.8% for VTI. Worst drawdown: HOOY -51.5% vs VTI -8.9%.
Should I hold both HOOY and VTI?
HOOY and VTI have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HOOY or VTI?
HOOY yields 126.20% while VTI yields 1.03%, so HOOY currently pays the higher dividend yield.
Is VTI better than HOOY?
VTI has a lower expense ratio. HOOY led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.