HYZD vs VTI
WisdomTree Interest Rate Hedged High Yield Bond Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HYZD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.43% | 0.03% | |
| AUM | $273M | $666.9B | |
| Dividend Yield | 5.90% | 1.07% | |
| Holdings | 505 | 3,543 | |
| YTD Return | +3.85% | +13.14% | |
| 1Y Return | +6.95% | +22.35% | |
| 3Y Return (annualized) | +8.46% | +21.83% | |
| 5Y Return (annualized) | +6.31% | +12.01% | |
| Volatility (annualized) | 7.7% | 15.3% | |
| Max Drawdown | -33.1% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 18, 2013 | May 24, 2001 |
HYZD vs VTI Performance
WisdomTree Interest Rate Hedged High Yield Bond Fund (HYZD) is a ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HYZD returned +6.95% while VTI returned +22.35%. Year to date, HYZD is up 3.85% versus a gain of 13.14% for VTI.
Over three years, HYZD compounded at +8.46% per year against +21.83% for VTI; over five years the annualized figures are +6.31% and +12.01% respectively. Across the full 13-year window we track, VTI has the edge at +8.09% annualized vs +1.60%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.7% for HYZD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.1% for HYZD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYZD charges 0.43% per year while VTI charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, HYZD currently yields 5.90% against 1.07% for VTI.
Holdings Overlap
HYZD and VTI share 1 holdings out of 3172 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in HYZD | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.34% | 0.02% | 0.32% |
Frequently Asked Questions
Which is cheaper, HYZD or VTI?
HYZD has an expense ratio of 0.43% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, HYZD or VTI?
Over the past year HYZD returned +6.95% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), HYZD annualized +1.60% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, HYZD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.7% for HYZD. Worst drawdown: HYZD -33.1% vs VTI -56.6%.
Should I hold both HYZD and VTI?
HYZD and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HYZD and VTI?
HYZD and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3172 unique securities.
Which pays a higher dividend, HYZD or VTI?
HYZD yields 5.90% while VTI yields 1.07%, so HYZD currently pays the higher dividend yield.
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