IBCB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricIBCBVTIWinner
Expense Ratio0.10%0.03%
AUM$90M$663.5B
Dividend Yield0.63%1.07%
Holdings2843,543
YTD Return+0.51%+14.96%
1Y Return-+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)-15.4%
Max Drawdown-2.6%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 25, 2026May 24, 2001

IBCB vs VTI Performance

iShares iBonds Dec 2036 Term Corporate ETF (IBCB) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, IBCB is up 0.51% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.6% for IBCB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IBCB charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBCB currently yields 0.63% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

IBCB and VTI share 0 holdings out of 2873 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IBCB or VTI?

IBCB has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

What is the holdings overlap between IBCB and VTI?

IBCB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2873 unique securities.

Which pays a higher dividend, IBCB or VTI?

IBCB yields 0.63% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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