IBIG vs IVV
iShares iBonds Oct 2030 Term TIPS ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IBIG | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $140M | $865.2B | |
| Dividend Yield | 3.91% | 1.09% | |
| Holdings | 6 | 508 | |
| YTD Return | +1.48% | +14.50% | |
| 1Y Return | +2.19% | +22.02% | |
| 3Y Return (annualized) | +5.60% | +21.80% | |
| 5Y Return (annualized) | - | +13.37% | |
| Volatility (annualized) | 3.9% | 15.1% | |
| Max Drawdown | -3.2% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 19, 2023 | May 15, 2000 |
IBIG vs IVV Performance
iShares iBonds Oct 2030 Term TIPS ETF (IBIG) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IBIG returned +2.19% while IVV returned +22.02%. Year to date, IBIG is up 1.48% versus a gain of 14.50% for IVV.
Over three years, IBIG compounded at +5.60% per year against +21.80% for IVV. Across the full 3-year window we track, IVV has the edge at +7.07% annualized vs +5.60%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.9% for IBIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.2% for IBIG and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBIG charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBIG currently yields 3.91% against 1.09% for IVV.
Holdings Overlap
IBIG and IVV share 1 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IBIG | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.00% | 0.15% | 0.15% |
Frequently Asked Questions
Which is cheaper, IBIG or IVV?
IBIG has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IBIG or IVV?
Over the past year IBIG returned +2.19% vs +22.02% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IBIG annualized +5.60% vs +7.07% for IVV. Past performance does not guarantee future results.
Which is riskier, IBIG or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 3.9% for IBIG. Worst drawdown: IBIG -3.2% vs IVV -56.5%.
Should I hold both IBIG and IVV?
IBIG and IVV have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBIG and IVV?
IBIG and IVV share 1 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, IBIG or IVV?
IBIG yields 3.91% while IVV yields 1.09%, so IBIG currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.