IBII vs IVV
iShares iBonds Oct 2032 Term TIPS ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IBII | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $54M | $907.0B | |
| Dividend Yield | 5.21% | 1.10% | |
| Holdings | 5 | 508 | |
| YTD Return | +1.19% | +12.71% | |
| 1Y Return | +2.43% | +21.89% | |
| 3Y Return (annualized) | +5.44% | +22.08% | |
| 5Y Return (annualized) | - | +12.96% | |
| Volatility (annualized) | 5.0% | 15.1% | |
| Max Drawdown | -4.7% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 19, 2023 | May 15, 2000 |
IBII vs IVV Performance
iShares iBonds Oct 2032 Term TIPS ETF (IBII) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IBII returned +2.43% while IVV returned +21.89%. Year to date, IBII is up 1.19% versus a gain of 12.71% for IVV.
Over three years, IBII compounded at +5.44% per year against +22.08% for IVV. Across the full 3-year window we track, IVV has the edge at +7.00% annualized vs +5.44%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.0% for IBII. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.7% for IBII and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBII charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBII currently yields 5.21% against 1.10% for IVV.
Holdings Overlap
IBII and IVV share 1 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IBII | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.01% | 0.15% | 0.14% |
Frequently Asked Questions
Which is cheaper, IBII or IVV?
IBII has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IBII or IVV?
Over the past year IBII returned +2.43% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IBII annualized +5.44% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, IBII or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 5.0% for IBII. Worst drawdown: IBII -4.7% vs IVV -56.5%.
Should I hold both IBII and IVV?
IBII and IVV have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBII and IVV?
IBII and IVV share 1 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, IBII or IVV?
IBII yields 5.21% while IVV yields 1.10%, so IBII currently pays the higher dividend yield.
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