IBIT vs VTI
iShares Bitcoin Trust ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IBIT or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. IBIT led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBIT | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $60.2B | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 2 | 3,543 |
| YTD Return | -9.66% | +12.30%Best |
| 1Y Return | -31.06% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 53.8% | 12.3%Best |
| Max Drawdown | -53.3% | -19.3%Best |
| $10,000 over 2.7 years | $17,331Best | $16,386 |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Jan 5, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Jan 11, 2024 to Sep 18, 2026 (2.7 years).
IBIT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
IBIT vs VTI Performance
iShares Bitcoin Trust ETF (IBIT) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IBIT returned -31.06% while VTI returned +16.08%. Year to date, IBIT is down 9.66% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IBIT has been the more volatile fund, with annualized monthly volatility of 53.8% compared with 12.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.3% for IBIT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBIT charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, IBIT currently yields 0.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of IBIT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBIT or VTI?
IBIT has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, IBIT or VTI?
Over the past year IBIT returned -31.06% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBIT or VTI?
IBIT has been the more volatile fund at 53.8% annualized versus 12.3% for VTI. Worst drawdown: IBIT -53.3% vs VTI -19.3%.
Should I hold both IBIT and VTI?
IBIT and VTI have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBIT or VTI?
IBIT yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than IBIT?
VTI has a lower expense ratio. IBIT led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.