IBMV vs SCHD
iShares iBonds Dec 2033 Term Muni Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IBMV offers more diversification with 191 holdings.
Side-by-Side Comparison
| Metric | IBMV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.06% | |
| AUM | $11M | $112.2B | |
| Dividend Yield | 0.76% | 3.13% | |
| Holdings | 191 | 103 | |
| YTD Return | -1.18% | +28.33% | |
| 1Y Return | - | +30.37% | |
| 3Y Return (annualized) | - | +16.64% | |
| 5Y Return (annualized) | - | +10.04% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -3.2% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Mar 25, 2026 | Oct 20, 2011 |
IBMV vs SCHD Performance
iShares iBonds Dec 2033 Term Muni Bond ETF (IBMV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, IBMV is down 1.18% versus a gain of 28.33% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.2% for IBMV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IBMV charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, IBMV currently yields 0.76% against 3.13% for SCHD.
Holdings Overlap
IBMV and SCHD share 0 holdings out of 138 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBMV or SCHD?
IBMV has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
What is the holdings overlap between IBMV and SCHD?
IBMV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 138 unique securities.
Which pays a higher dividend, IBMV or SCHD?
IBMV yields 0.76% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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