IBTQ vs QQQ
iShares iBonds Dec 2035 Term Treasury ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
IBTQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | IBTQ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.18% | |
| AUM | $241M | $496.3B | |
| Dividend Yield | 6.53% | 0.44% | |
| Holdings | 6 | 108 | |
| YTD Return | +1.86% | +16.64% | |
| 1Y Return | +4.70% | +27.27% | |
| 3Y Return (annualized) | - | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | 4.1% | 30.6% | |
| Max Drawdown | -4.0% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 25, 2025 | Mar 10, 1999 |
IBTQ vs QQQ Performance
iShares iBonds Dec 2035 Term Treasury ETF (IBTQ) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBTQ returned +4.70% while QQQ returned +27.27%. Year to date, IBTQ is up 1.86% versus a gain of 16.64% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 4.1% for IBTQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.0% for IBTQ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBTQ charges 0.07% per year while QQQ charges 0.18%. On a $10,000 position that is $7 vs $18 annually, a gap of $11 per year that compounds over a long holding period. On income, IBTQ currently yields 6.53% against 0.44% for QQQ.
Holdings Overlap
IBTQ and QQQ share 0 holdings out of 106 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBTQ or QQQ?
IBTQ has an expense ratio of 0.07% while QQQ charges 0.18%. IBTQ is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, IBTQ or QQQ?
Over the past year IBTQ returned +4.70% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), IBTQ annualized +5.80% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, IBTQ or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 4.1% for IBTQ. Worst drawdown: IBTQ -4.0% vs QQQ -83.0%.
Should I hold both IBTQ and QQQ?
IBTQ and QQQ have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBTQ and QQQ?
IBTQ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 106 unique securities.
Which pays a higher dividend, IBTQ or QQQ?
IBTQ yields 6.53% while QQQ yields 0.44%, so IBTQ currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.