IBTR vs IVV
iShares iBonds Dec 2036 Term Treasury ETF vs iShares Core S&P 500 ETF
Which is better, IBTR or IVV?
Long Term Government Bond against Large Cap Blend.
IVV has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBTR | IVV |
|---|---|---|
| Expense Ratio | 0.07% | 0.03%Best |
| AUM | $19M | $876.4B |
| Dividend Yield | 1.28% | 1.06% |
| Holdings | 5 | 508 |
| YTD Return | -2.14% | +12.39%Best |
| 1Y Return | - | +16.61% |
| 3Y Return (annualized) | - | +21.38% |
| 5Y Return (annualized) | - | +13.51% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Government Bond | Large Cap Blend |
| Inception | Mar 25, 2026 | May 15, 2000 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
IBTR vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IBTR vs IVV Performance
iShares iBonds Dec 2036 Term Treasury ETF (IBTR) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Year to date, IBTR is down 2.14% versus a gain of 12.39% for IVV.
Past performance does not guarantee future results.
Fees and Cost Over Time
IBTR charges 0.07% per year while IVV charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBTR currently yields 1.28% against 1.06% for IVV.
Holdings Overlap
At least 0.1% of IVV's money is in holdings IBTR also owns.
Stated as a floor: for IBTR, our book for it covers 4.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 2 positions we hold weights for in IBTR and 490 in IVV, against full books of 5 and 508.
Top Shared Holdings
| Stock | Weight in IBTR | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 1.11% | 0.15% | 0.96% |
You are not choosing between two funds in isolation.
Whichever of IBTR and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBTR or IVV?
IBTR has an expense ratio of 0.07% while IVV charges 0.03%. IVV is the cheaper option, by $4 a year on a $10,000 investment.
Which pays a higher dividend, IBTR or IVV?
IBTR yields 1.28% while IVV yields 1.06%, so IBTR currently pays the higher dividend yield.
Is IVV better than IBTR?
IVV has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.