IDEQ vs SCHD
Lazard International Dynamic Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IDEQ delivered stronger 1-year returns. IDEQ offers more diversification with 278 holdings.
Side-by-Side Comparison
| Metric | IDEQ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.06% | |
| AUM | $588M | $108.7B | |
| Dividend Yield | 2.42% | 3.13% | |
| Holdings | 278 | 104 | |
| YTD Return | +17.82% | +25.69% | |
| 1Y Return | +35.15% | +30.41% | |
| 3Y Return (annualized) | - | +16.03% | |
| 5Y Return (annualized) | - | +9.64% | |
| Volatility (annualized) | 15.0% | 13.6% | |
| Max Drawdown | -12.9% | -33.4% | |
| Fund Family | Lazard Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 29, 2015 | Oct 20, 2011 |
IDEQ vs SCHD Performance
Lazard International Dynamic Equity ETF (IDEQ) is a ETF from Lazard Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDEQ returned +35.15% while SCHD returned +30.41%. Year to date, IDEQ is up 17.82% versus a gain of 25.69% for SCHD.
Risk: Volatility and Drawdowns
IDEQ has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for IDEQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IDEQ charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, IDEQ currently yields 2.42% against 3.13% for SCHD.
Holdings Overlap
IDEQ and SCHD share 0 holdings out of 352 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IDEQ or SCHD?
IDEQ has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, IDEQ or SCHD?
Over the past year IDEQ returned +35.15% vs +30.41% for SCHD, so IDEQ leads on 1-year performance. Over the longest common window we track (1 years), IDEQ annualized +37.32% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDEQ or SCHD?
IDEQ has been the more volatile fund at 15.0% annualized versus 13.6% for SCHD. Worst drawdown: IDEQ -12.9% vs SCHD -33.4%.
Should I hold both IDEQ and SCHD?
IDEQ and SCHD have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDEQ and SCHD?
IDEQ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 352 unique securities.
Which pays a higher dividend, IDEQ or SCHD?
IDEQ yields 2.42% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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