IDUB vs VTI
IDUB vs VTI
Aptus International Enhanced Yield ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IDUB delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IDUB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.44% | 0.03% | |
| AUM | $491M | $663.5B | |
| Dividend Yield | 4.57% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +13.57% | +14.20% | |
| 1Y Return | +26.09% | +24.16% | |
| 3Y Return (annualized) | +16.59% | +21.12% | |
| 5Y Return (annualized) | +5.91% | +12.37% | |
| Volatility (annualized) | 12.9% | 15.3% | |
| Max Drawdown | -29.2% | -56.6% | |
| Fund Family | Aptus ETFs | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 22, 2021 | May 24, 2001 |
IDUB vs VTI Performance
Aptus International Enhanced Yield ETF (IDUB) is a ETF from Aptus ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IDUB returned +26.09% while VTI returned +24.16%. Year to date, IDUB is up 13.57% versus a gain of 14.20% for VTI.
Over three years, IDUB compounded at +16.59% per year against +21.12% for VTI; over five years the annualized figures are +5.91% and +12.37% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs +5.96%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.9% for IDUB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.2% for IDUB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IDUB charges 0.44% per year while VTI charges 0.03%. On a $10,000 position that is $44 vs $3 annually, a gap of $41 per year that compounds over a long holding period. On income, IDUB currently yields 4.57% against 1.07% for VTI.
Holdings Overlap
IDUB and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IDUB or VTI?
IDUB has an expense ratio of 0.44% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which performed better, IDUB or VTI?
Over the past year IDUB returned +26.09% vs +24.16% for VTI, so IDUB leads on 1-year performance. Over the longest common window we track (5 years), IDUB annualized +5.96% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, IDUB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.9% for IDUB. Worst drawdown: IDUB -29.2% vs VTI -56.6%.
Should I hold both IDUB and VTI?
IDUB and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDUB and VTI?
IDUB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, IDUB or VTI?
IDUB yields 4.57% while VTI yields 1.07%, so IDUB currently pays the higher dividend yield.
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