IFV vs SCHD
First Trust Dorsey Wright International Focus 5 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | IFV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.14% | 0.06% | |
| AUM | $225M | $103.7B | |
| Dividend Yield | 1.75% | 3.31% | |
| Holdings | 6 | 104 | |
| YTD Return | +4.62% | +24.26% | |
| 1Y Return | +12.61% | +31.38% | |
| 3Y Return (annualized) | +14.96% | +15.08% | |
| 5Y Return (annualized) | +4.31% | +9.72% | |
| Volatility (annualized) | 17.4% | 13.6% | |
| Max Drawdown | -51.2% | -33.4% | |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 22, 2014 | Oct 20, 2011 |
IFV vs SCHD Performance
First Trust Dorsey Wright International Focus 5 ETF (IFV) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IFV returned +12.61% while SCHD returned +31.38%. Year to date, IFV is up 4.62% versus a gain of 24.26% for SCHD.
Over three years, IFV compounded at +14.96% per year against +15.08% for SCHD; over five years the annualized figures are +4.31% and +9.72% respectively. Across the full 12-year window we track, SCHD has the edge at +11.39% annualized vs +3.23%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IFV has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.2% for IFV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IFV charges 1.14% per year while SCHD charges 0.06%. On a $10,000 position that is $114 vs $6 annually, a gap of $108 per year that compounds over a long holding period. On income, IFV currently yields 1.75% against 3.31% for SCHD.
Holdings Overlap
IFV and SCHD share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IFV or SCHD?
IFV has an expense ratio of 1.14% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $108 per year of difference.
Which performed better, IFV or SCHD?
Over the past year IFV returned +12.61% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), IFV annualized +3.23% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IFV or SCHD?
IFV has been the more volatile fund at 17.4% annualized versus 13.6% for SCHD. Worst drawdown: IFV -51.2% vs SCHD -33.4%.
Should I hold both IFV and SCHD?
IFV and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IFV and SCHD?
IFV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.
Which pays a higher dividend, IFV or SCHD?
IFV yields 1.75% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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