IGCB vs VYM

IGCB vs VYM

Which is better, IGCB or VYM?

Long Term Mid Quality against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIGCBVYM
Expense Ratio0.35%0.04%Best
AUM-$81.6B
Dividend Yield4.81%2.22%
Holdings394613
YTD Return-1.75%+11.35%Best
1Y Return-1.26%+15.34%Best
3Y Return (annualized)-+17.22%
5Y Return (annualized)-+12.30%
Volatility (annualized)4.0%Best10.7%
Max Drawdown-4.2%Best-14.5%
$10,000 over 1.8 years$10,589$12,636Best
Fund FamilyTCW ETFsVanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Mid QualityLarge Cap Value
InceptionJun 29, 2018Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 18, 2024 to Sep 18, 2026 (1.8 years).

IGCB vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

IGCB vs VYM Performance

TCW Corporate Bond ETF (IGCB) is an ETF from TCW ETFs and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IGCB returned -1.26% while VYM returned +15.34%. Year to date, IGCB is down 1.75% versus a gain of 11.35% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 10.7% compared with 4.0% for IGCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.2% for IGCB and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IGCB charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, IGCB currently yields 4.81% against 2.22% for VYM.

Holdings Overlap

VYM already in IGCB0.5%

At least 0.5% of VYM's money is in holdings IGCB also owns.

Stated as a floor: for IGCB, our book for it covers 63.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 287 positions we hold weights for in IGCB and 557 in VYM, against full books of 394 and 613.

Top Shared Holdings

StockWeight in IGCBWeight in VYMDifference
DUKDuke Energy Carolinas Llc 4.25% Dec 15, 20410.10%0.40%0.30%
CNPCenterPoint Energy Inc 5.95 04/01/20560.17%0.11%0.06%

You are not choosing between two funds in isolation.

Whichever of IGCB and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IGCBVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IGCB or VYM?

IGCB has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.

Which performed better, IGCB or VYM?

Over the past year IGCB returned -1.26% vs +15.34% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), IGCB annualized +3.23% vs +13.88% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IGCB or VYM?

VYM has been the more volatile fund at 10.7% annualized versus 4.0% for IGCB. Worst drawdown: IGCB -4.2% vs VYM -14.5%.

Should I hold both IGCB and VYM?

IGCB and VYM have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IGCB or VYM?

IGCB yields 4.81% while VYM yields 2.22%, so IGCB currently pays the higher dividend yield.

Is VYM better than IGCB?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.