IGHG vs VYM

IGHG vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricIGHGVYMWinner
Expense Ratio0.30%0.04%
AUM$335M$81.6B
Dividend Yield5.12%2.24%
Holdings186616
YTD Return-0.92%+16.42%
1Y Return+0.56%+24.22%
3Y Return (annualized)+6.36%+19.03%
5Y Return (annualized)+4.74%+12.21%
Volatility (annualized)11.7%14.6%
Max Drawdown-43.7%-58.8%
Fund FamilyProSharesVanguard (US)
CategoryFixed IncomeEquity
InceptionNov 5, 2013Nov 10, 2006

IGHG vs VYM Performance

ProShares Investment Grade-Interest Rate Hedged ETF (IGHG) is a ETF from ProShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IGHG returned +0.56% while VYM returned +24.22%. Year to date, IGHG is down 0.92% versus a gain of 16.42% for VYM.

Over three years, IGHG compounded at +6.36% per year against +19.03% for VYM; over five years the annualized figures are +4.74% and +12.21% respectively. Across the full 13-year window we track, VYM has the edge at +7.10% annualized vs +3.43%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.7% for IGHG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.7% for IGHG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IGHG charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, IGHG currently yields 5.12% against 2.24% for VYM.

Frequently Asked Questions

Which is cheaper, IGHG or VYM?

IGHG has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, IGHG or VYM?

Over the past year IGHG returned +0.56% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (13 years), IGHG annualized +3.43% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, IGHG or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 11.7% for IGHG. Worst drawdown: IGHG -43.7% vs VYM -58.8%.

Should I hold both IGHG and VYM?

IGHG and VYM have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IGHG or VYM?

IGHG yields 5.12% while VYM yields 2.24%, so IGHG currently pays the higher dividend yield.

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