IHD vs VTI
Voya Emerging Markets High Dividend Equity Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IHD delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IHD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.77% | 0.03% | |
| AUM | $108M | $663.5B | |
| Dividend Yield | 8.24% | 1.07% | |
| Holdings | 627 | 3,543 | |
| YTD Return | +22.91% | +14.22% | |
| 1Y Return | +37.97% | +22.19% | |
| 3Y Return (annualized) | +26.82% | +21.27% | |
| 5Y Return (annualized) | +12.11% | +12.23% | |
| Volatility (annualized) | 19.4% | 15.3% | |
| Max Drawdown | -76.8% | -56.6% | |
| Fund Family | Voya Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 26, 2011 | May 24, 2001 |
IHD vs VTI Performance
Voya Emerging Markets High Dividend Equity Fund (IHD) is a ETF from Voya Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IHD returned +37.97% while VTI returned +22.19%. Year to date, IHD is up 22.91% versus a gain of 14.22% for VTI.
Over three years, IHD compounded at +26.82% per year against +21.27% for VTI; over five years the annualized figures are +12.11% and +12.23% respectively. Across the full 15-year window we track, VTI has the edge at +8.14% annualized vs -2.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IHD has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -76.8% for IHD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IHD charges 0.77% per year while VTI charges 0.03%. On a $10,000 position that is $77 vs $3 annually, a gap of $74 per year that compounds over a long holding period. On income, IHD currently yields 8.24% against 1.07% for VTI.
Holdings Overlap
IHD and VTI share 0 holdings out of 3089 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IHD or VTI?
IHD has an expense ratio of 0.77% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, IHD or VTI?
Over the past year IHD returned +37.97% vs +22.19% for VTI, so IHD leads on 1-year performance. Over the longest common window we track (15 years), IHD annualized -2.40% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, IHD or VTI?
IHD has been the more volatile fund at 19.4% annualized versus 15.3% for VTI. Worst drawdown: IHD -76.8% vs VTI -56.6%.
Should I hold both IHD and VTI?
IHD and VTI have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IHD and VTI?
IHD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3089 unique securities.
Which pays a higher dividend, IHD or VTI?
IHD yields 8.24% while VTI yields 1.07%, so IHD currently pays the higher dividend yield.
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