IHD vs VTI
Voya Emerging Markets High Dividend Equity Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, IHD or VTI?
Each has led over a different period.
VTI has a lower expense ratio. IHD led over 1Y, VTI over the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 37.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IHD | VTI |
|---|---|---|
| Expense Ratio | 0.77% | 0.03%Best |
| AUM | $134M | $689.2B |
| Dividend Yield | 8.54% | 1.06% |
| Holdings | 331 | 3,524 |
| Volatility (annualized) | 19.3% | 14.7%Best |
| Max Drawdown | -76.8% | -35.0%Best |
| $10,000 over 15.5 years | $6,961 | $58,978Best |
| Top 10 Weight | 37.2% | 33.5%Best |
| Fund Family | Voya Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 26, 2011 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 15 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IHD has data through Oct 13, 2026 and VTI through Oct 28, 2026.
Volatility and max drawdown, and the $10,000 over 15.5 years row, are measured over the window both funds cover: Apr 27, 2011 to Oct 13, 2026 (15.5 years).
Risk: Volatility and Drawdowns
IHD has been the more volatile fund, with annualized monthly volatility of 19.3% compared with 14.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -76.8% for IHD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IHD charges 0.77% per year while VTI charges 0.03%. On a $10,000 position that is $77 vs $3 annually, a gap of $74 per year that compounds over a long holding period. On income, IHD currently yields 8.54% against 1.06% for VTI.
Holdings Overlap
0.1% of IHD's money is in holdings VTI also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 321 positions we hold weights for in IHD and 3,441 in VTI, against full books of 331 and 3,524.
What only one of them owns
Our book lists 1,156 positions for VTI that do not appear in our book for IHD (97.7% of the fund), and 9 for IHD that do not appear in VTI (5.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IHD | Weight in VTI | Difference |
|---|---|---|---|
| 196170:KRAlteogen Inc | 0.05% | 0.01% | 0.04% |
You are not choosing between two funds in isolation.
Whichever of IHD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IHD or VTI?
IHD has an expense ratio of 0.77% while VTI charges 0.03%. VTI is the cheaper option, by $74 a year on a $10,000 investment.
Which is riskier, IHD or VTI?
IHD has been the more volatile fund at 19.3% annualized versus 14.7% for VTI. Worst drawdown: IHD -76.8% vs VTI -35.0%.
Should I hold both IHD and VTI?
IHD and VTI have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IHD or VTI?
IHD yields 8.54% while VTI yields 1.06%, so IHD currently pays the higher dividend yield.
Is VTI better than IHD?
VTI has a lower expense ratio. IHD led over 1Y, VTI over the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 37.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.