IHYF vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricIHYFVYMWinner
Expense Ratio0.39%0.04%
AUM$134M$79.0B
Dividend Yield6.50%2.86%
Holdings432568
YTD Return+0.48%+16.53%
1Y Return+6.48%+25.03%
3Y Return (annualized)+9.19%+18.54%
5Y Return (annualized)+3.88%+12.25%
Volatility (annualized)6.9%14.6%
Max Drawdown-36.0%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 30, 2020Nov 10, 2006

IHYF vs VYM Performance

Invesco High Yield Bond Factor ETF (IHYF) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IHYF returned +6.48% while VYM returned +25.03%. Year to date, IHYF is up 0.48% versus a gain of 16.53% for VYM.

Over three years, IHYF compounded at +9.19% per year against +18.54% for VYM; over five years the annualized figures are +3.88% and +12.25% respectively. Across the full 5-year window we track, VYM has the edge at +7.10% annualized vs +4.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.9% for IHYF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.0% for IHYF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IHYF charges 0.39% per year while VYM charges 0.04%. On a $10,000 position that is $39 vs $4 annually, a gap of $35 per year that compounds over a long holding period. On income, IHYF currently yields 6.50% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

IHYF and VYM share 0 holdings out of 954 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IHYF or VYM?

IHYF has an expense ratio of 0.39% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $35 per year of difference.

Which performed better, IHYF or VYM?

Over the past year IHYF returned +6.48% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), IHYF annualized +4.16% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, IHYF or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 6.9% for IHYF. Worst drawdown: IHYF -36.0% vs VYM -58.8%.

Should I hold both IHYF and VYM?

IHYF and VYM have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IHYF and VYM?

IHYF and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 954 unique securities.

Which pays a higher dividend, IHYF or VYM?

IHYF yields 6.50% while VYM yields 2.86%, so IHYF currently pays the higher dividend yield.

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