IMST vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricIMSTVTIWinner
Expense Ratio0.98%0.03%
AUM$6M$663.5B
Dividend Yield252.16%1.07%
Holdings53,543
YTD Return-32.44%+14.22%
1Y Return-70.05%+22.19%
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)48.9%15.3%
Max Drawdown-75.6%-56.6%
Fund FamilyBitwiseVanguard (US)
CategoryAlternativeEquity
InceptionApr 1, 2025May 24, 2001

IMST vs VTI Performance

Bitwise MSTR Option Income Strategy ETF (IMST) is a ETF from Bitwise and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IMST returned -70.05% while VTI returned +22.19%. Year to date, IMST is down 32.44% versus a gain of 14.22% for VTI.

Risk: Volatility and Drawdowns

IMST has been the more volatile fund, with annualized monthly volatility of 48.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -75.6% for IMST and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IMST charges 0.98% per year while VTI charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period. On income, IMST currently yields 252.16% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, IMST or VTI?

IMST has an expense ratio of 0.98% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

Which performed better, IMST or VTI?

Over the past year IMST returned -70.05% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), IMST annualized -51.17% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, IMST or VTI?

IMST has been the more volatile fund at 48.9% annualized versus 15.3% for VTI. Worst drawdown: IMST -75.6% vs VTI -56.6%.

Should I hold both IMST and VTI?

IMST and VTI have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IMST or VTI?

IMST yields 252.16% while VTI yields 1.07%, so IMST currently pays the higher dividend yield.

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