INDY vs VTI
iShares India 50 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, INDY or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INDY | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $554M | $666.9B |
| Dividend Yield | 9.38% | 1.03% |
| Holdings | 55 | 3,543 |
| YTD Return | -15.41% | +11.06%Best |
| 1Y Return | -13.72% | +15.41%Best |
| 3Y Return (annualized) | -0.58% | +20.48%Best |
| 5Y Return (annualized) | -0.66% | +11.52%Best |
| Volatility (annualized) | 20.6% | 14.8%Best |
| Max Drawdown | -45.5% | -35.0%Best |
| $10,000 over 5 years | $9,674 | $17,249Best |
| Top 10 Weight | 53.6% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Nov 18, 2009 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Nov 20, 2009 to Sep 16, 2026 (16.8 years).
INDY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.8 years both funds cover.
INDY vs VTI Performance
iShares India 50 ETF (INDY) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year INDY returned -13.72% while VTI returned +15.41%. Year to date, INDY is down 15.41% versus a gain of 11.06% for VTI.
Over three years, INDY compounded at -0.58% per year against +20.48% for VTI; over five years the annualized figures are -0.66% and +11.52% respectively. Across the full 17-year window we track, VTI has the edge at +12.53% annualized vs +4.33%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDY has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 14.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.5% for INDY and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.
Fees and Cost Over Time
INDY charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, INDY currently yields 9.38% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 51 holdings in INDY and 3,463 in VTI, totalling 103.1% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 51 positions we hold weights for in INDY and 3,463 in VTI, against full books of 55 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for INDY (97.5% of the fund), and 1 for INDY that do not appear in VTI (3.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of INDY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INDY or VTI?
INDY has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, INDY or VTI?
Over the past year INDY returned -13.72% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (17 years), INDY annualized +4.33% vs +12.53% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INDY or VTI?
INDY has been the more volatile fund at 20.6% annualized versus 14.8% for VTI. Worst drawdown: INDY -45.5% vs VTI -35.0%.
Should I hold both INDY and VTI?
INDY and VTI have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, INDY or VTI?
INDY yields 9.38% while VTI yields 1.03%, so INDY currently pays the higher dividend yield.
Is VTI better than INDY?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.