INOV vs VTI
Innovator International Developed Power Buffer ETF - November vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | INOV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $38M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 6 | 3,543 | |
| YTD Return | +9.78% | +14.82% | |
| 1Y Return | +15.85% | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 6.1% | 15.4% | |
| Max Drawdown | -8.0% | -56.6% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Nov 1, 2023 | May 24, 2001 |
INOV vs VTI Performance
Innovator International Developed Power Buffer ETF - November (INOV) is a ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year INOV returned +15.85% while VTI returned +22.43%. Year to date, INOV is up 9.78% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 6.1% for INOV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.0% for INOV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
INOV charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, INOV currently yields 0.00% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, INOV or VTI?
INOV has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, INOV or VTI?
Over the past year INOV returned +15.85% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), INOV annualized +16.10% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, INOV or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 6.1% for INOV. Worst drawdown: INOV -8.0% vs VTI -56.6%.
Should I hold both INOV and VTI?
INOV and VTI have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, INOV or VTI?
INOV yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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