INQQ vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricINQQSCHDWinner
Expense Ratio0.86%0.06%
AUM$44M$103.7B
Dividend Yield2.56%3.31%
Holdings56104
YTD Return-7.11%+25.58%
1Y Return-10.90%+31.06%
3Y Return (annualized)+4.29%+15.55%
5Y Return (annualized)-+9.61%
Volatility (annualized)18.9%13.6%
Max Drawdown-40.5%-33.4%
Fund FamilyExchange Traded Concepts TrustCharles Schwab Asset Management
CategoryEquityEquity
InceptionApr 5, 2022Oct 20, 2011

INQQ vs SCHD Performance

The India Internet ETF (INQQ) is a ETF from Exchange Traded Concepts Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year INQQ returned -10.90% while SCHD returned +31.06%. Year to date, INQQ is down 7.11% versus a gain of 25.58% for SCHD.

Over three years, INQQ compounded at +4.29% per year against +15.55% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.46% annualized vs -2.93%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INQQ has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.5% for INQQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INQQ charges 0.86% per year while SCHD charges 0.06%. On a $10,000 position that is $86 vs $6 annually, a gap of $80 per year that compounds over a long holding period. On income, INQQ currently yields 2.56% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

INQQ and SCHD share 0 holdings out of 126 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, INQQ or SCHD?

INQQ has an expense ratio of 0.86% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $80 per year of difference.

Which performed better, INQQ or SCHD?

Over the past year INQQ returned -10.90% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), INQQ annualized -2.93% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, INQQ or SCHD?

INQQ has been the more volatile fund at 18.9% annualized versus 13.6% for SCHD. Worst drawdown: INQQ -40.5% vs SCHD -33.4%.

Should I hold both INQQ and SCHD?

INQQ and SCHD have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INQQ and SCHD?

INQQ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 126 unique securities.

Which pays a higher dividend, INQQ or SCHD?

INQQ yields 2.56% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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