IRET vs VYM

IRET vs VYM

Which is better, IRET or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 35.1%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIRETVYM
Expense Ratio0.60%0.04%Best
AUM$3M$81.6B
Dividend Yield4.17%2.22%
Holdings36613
Volatility (annualized)15.9%10.9%Best
Max Drawdown-24.4%-14.5%Best
$10,000 over 2.2 years$11,605$14,264Best
Top 10 Weight35.1%25.9%Best
Fund FamilyiREITVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionMar 5, 2024Nov 10, 2006

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 128 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IRET has data through May 5, 2026 and VYM through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Mar 6, 2024 to May 5, 2026 (2.2 years).

Risk: Volatility and Drawdowns

IRET has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 10.9% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.4% for IRET and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IRET charges 0.60% per year while VYM charges 0.04%. On a $10,000 position that is $60 vs $4 annually, a gap of $56 per year that compounds over a long holding period. On income, IRET currently yields 4.17% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 32 holdings in IRET and 603 in VYM, totalling 95.8% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 181 days apart, IRET as of Dec 31, 2025 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 32 positions we hold weights for in IRET and 603 in VYM, against full books of 36 and 613.

What only one of them owns

Our book lists 568 positions for VYM that do not appear in our book for IRET (97.5% of the fund), and 32 for IRET that do not appear in VYM (95.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of IRET and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IRETVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IRET or VYM?

IRET has an expense ratio of 0.60% while VYM charges 0.04%. VYM is the cheaper option, by $56 a year on a $10,000 investment.

Which is riskier, IRET or VYM?

IRET has been the more volatile fund at 15.9% annualized versus 10.9% for VYM. Worst drawdown: IRET -24.4% vs VYM -14.5%.

Should I hold both IRET and VYM?

IRET and VYM have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IRET or VYM?

IRET yields 4.17% while VYM yields 2.22%, so IRET currently pays the higher dividend yield.

Is VYM better than IRET?

VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 35.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.