Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. ISCF offers more diversification with 1011 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: ISCF

Side-by-Side Comparison

MetricISCFIVVWinner
Expense Ratio0.24%0.03%
AUM$652M$865.2B
Dividend Yield3.73%1.09%
Holdings1,188508
YTD Return+11.37%+13.80%
1Y Return+19.38%+23.70%
3Y Return (annualized)+18.25%+21.49%
5Y Return (annualized)+8.24%+13.43%
Volatility (annualized)16.1%15.1%
Max Drawdown-43.6%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionApr 28, 2015May 15, 2000

ISCF vs IVV Performance

iShares International Small-Cap Equity Factor ETF (ISCF) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ISCF returned +19.38% while IVV returned +23.70%. Year to date, ISCF is up 11.37% versus a gain of 13.80% for IVV.

Over three years, ISCF compounded at +18.25% per year against +21.49% for IVV; over five years the annualized figures are +8.24% and +13.43% respectively. Across the full 11-year window we track, ISCF has the edge at +7.46% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ISCF has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.6% for ISCF and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ISCF charges 0.24% per year while IVV charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, ISCF currently yields 3.73% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

ISCF and IVV share 2 holdings out of 1514 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ISCFWeight in IVVDifference
XTSLA0.08%0.15%0.07%
RF0.08%0.04%0.04%

Frequently Asked Questions

Which is cheaper, ISCF or IVV?

ISCF has an expense ratio of 0.24% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, ISCF or IVV?

Over the past year ISCF returned +19.38% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (11 years), ISCF annualized +7.46% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, ISCF or IVV?

ISCF has been the more volatile fund at 16.1% annualized versus 15.1% for IVV. Worst drawdown: ISCF -43.6% vs IVV -56.5%.

Should I hold both ISCF and IVV?

ISCF and IVV have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ISCF and IVV?

ISCF and IVV share 2 common holdings with a 0.1% weight overlap. Combined, they hold 1514 unique securities.

Which pays a higher dividend, ISCF or IVV?

ISCF yields 3.73% while IVV yields 1.09%, so ISCF currently pays the higher dividend yield.

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