IVSI vs VTI
Applied Finance IVS International Large ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IVSI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $10M | $666.9B | |
| Dividend Yield | 0.04% | 1.07% | |
| Holdings | 201 | 3,543 | |
| YTD Return | +15.38% | +12.65% | |
| 1Y Return | - | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -11.7% | -56.6% | |
| Fund Family | Applied Finance Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 10, 2025 | May 24, 2001 |
IVSI vs VTI Performance
Applied Finance IVS International Large ETF (IVSI) is a ETF from Applied Finance Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, IVSI is up 15.38% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -11.7% for IVSI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IVSI charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, IVSI currently yields 0.04% against 1.07% for VTI.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, IVSI or VTI?
IVSI has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
What is the holdings overlap between IVSI and VTI?
IVSI and VTI share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2977 unique securities.
Which pays a higher dividend, IVSI or VTI?
IVSI yields 0.04% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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