IVV vs JHMU

IVV vs JHMU
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVJHMUWinner
Expense Ratio0.03%0.39%
AUM$907.0B$44M
Dividend Yield1.10%3.86%
Holdings508217
YTD Return+14.29%+1.32%
1Y Return+21.79%+5.97%
3Y Return (annualized)+22.19%-
5Y Return (annualized)+13.28%-
Volatility (annualized)15.1%3.9%
Max Drawdown-56.5%-4.5%
Fund FamilyiShares by BlackRock (US)John Hancock Investment Management
CategoryEquityTax Preferred
InceptionMay 15, 2000Nov 1, 2023

IVV vs JHMU Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and John Hancock Dynamic Municipal Bond ETF (JHMU) is a ETF from John Hancock Investment Management. Over the past year IVV returned +21.79% while JHMU returned +5.97%. Year to date, IVV is up 14.29% versus a gain of 1.32% for JHMU.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.9% for JHMU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -4.5% for JHMU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while JHMU charges 0.39%. On a $10,000 position that is $3 vs $39 annually, a gap of $36 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 3.86% for JHMU.

Holdings Overlap

0.0%overlap

IVV and JHMU share 0 holdings out of 623 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or JHMU?

IVV has an expense ratio of 0.03% while JHMU charges 0.39%. IVV is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, IVV or JHMU?

Over the past year IVV returned +21.79% vs +5.97% for JHMU, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.06% vs +6.49% for JHMU. Past performance does not guarantee future results.

Which is riskier, IVV or JHMU?

IVV has been the more volatile fund at 15.1% annualized versus 3.9% for JHMU. Worst drawdown: IVV -56.5% vs JHMU -4.5%.

Should I hold both IVV and JHMU?

IVV and JHMU have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and JHMU?

IVV and JHMU share 0 common holdings with a 0.0% weight overlap. Combined, they hold 623 unique securities.

Which pays a higher dividend, IVV or JHMU?

IVV yields 1.10% while JHMU yields 3.86%, so JHMU currently pays the higher dividend yield.

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