IVV vs JULH
iShares Core S&P 500 ETF vs Innovator Premium Income 20 Barrier ETF - July
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | JULH | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.79% | |
| AUM | $907.0B | $16M | |
| Dividend Yield | 1.10% | 4.77% | |
| Holdings | 508 | 5 | |
| YTD Return | +12.71% | +1.12% | |
| 1Y Return | +21.89% | +2.04% | |
| 3Y Return (annualized) | +22.08% | +5.67% | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 2.4% | |
| Max Drawdown | -56.5% | -14.5% | |
| Fund Family | iShares by BlackRock (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Jul 3, 2023 |
IVV vs JULH Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator Premium Income 20 Barrier ETF - July (JULH) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +21.89% while JULH returned +2.04%. Year to date, IVV is up 12.71% versus a gain of 1.12% for JULH.
Over three years, IVV compounded at +22.08% per year against +5.67% for JULH. Across the full 3-year window we track, IVV has the edge at +7.00% annualized vs +0.53%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.4% for JULH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -14.5% for JULH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while JULH charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 4.77% for JULH.
Frequently Asked Questions
Which is cheaper, IVV or JULH?
IVV has an expense ratio of 0.03% while JULH charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, IVV or JULH?
Over the past year IVV returned +21.89% vs +2.04% for JULH, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.00% vs +0.53% for JULH. Past performance does not guarantee future results.
Which is riskier, IVV or JULH?
IVV has been the more volatile fund at 15.1% annualized versus 2.4% for JULH. Worst drawdown: IVV -56.5% vs JULH -14.5%.
Should I hold both IVV and JULH?
IVV and JULH have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IVV or JULH?
IVV yields 1.10% while JULH yields 4.77%, so JULH currently pays the higher dividend yield.
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