IVV vs JUNT

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVJUNTWinner
Expense Ratio0.03%0.74%
AUM$907.0B$118M
Dividend Yield1.10%0.00%
Holdings5085
YTD Return+14.29%+6.67%
1Y Return+21.79%+11.04%
3Y Return (annualized)+22.19%+14.01%
5Y Return (annualized)+13.28%-
Volatility (annualized)15.1%7.2%
Max Drawdown-56.5%-12.8%
Fund FamilyiShares by BlackRock (US)AllianzIM
CategoryEquityAlternative
InceptionMay 15, 2000May 31, 2023

IVV vs JUNT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and AllianzIM US Equity Buffer10 Jun ETF (JUNT) is a ETF from AllianzIM. Over the past year IVV returned +21.79% while JUNT returned +11.04%. Year to date, IVV is up 14.29% versus a gain of 6.67% for JUNT.

Over three years, IVV compounded at +22.19% per year against +14.01% for JUNT. Across the full 3-year window we track, JUNT has the edge at +14.45% annualized vs +7.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.2% for JUNT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -12.8% for JUNT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while JUNT charges 0.74%. On a $10,000 position that is $3 vs $74 annually, a gap of $71 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for JUNT.

Frequently Asked Questions

Which is cheaper, IVV or JUNT?

IVV has an expense ratio of 0.03% while JUNT charges 0.74%. IVV is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, IVV or JUNT?

Over the past year IVV returned +21.79% vs +11.04% for JUNT, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.06% vs +14.45% for JUNT. Past performance does not guarantee future results.

Which is riskier, IVV or JUNT?

IVV has been the more volatile fund at 15.1% annualized versus 7.2% for JUNT. Worst drawdown: IVV -56.5% vs JUNT -12.8%.

Should I hold both IVV and JUNT?

IVV and JUNT have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, IVV or JUNT?

IVV yields 1.10% while JUNT yields 0.00%, so IVV currently pays the higher dividend yield.

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