IVV vs KJAN

IVV vs KJAN
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVKJANWinner
Expense Ratio0.03%0.79%
AUM$907.0B$329M
Dividend Yield1.10%0.00%
Holdings5086
YTD Return+12.28%+10.96%
1Y Return+20.94%+20.01%
3Y Return (annualized)+21.81%+13.49%
5Y Return (annualized)+13.05%+8.53%
Volatility (annualized)15.1%13.5%
Max Drawdown-56.5%-28.9%
Fund FamilyiShares by BlackRock (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionMay 15, 2000Jan 1, 2020

IVV vs KJAN Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator US Small Cap Power Buffer ETF - January (KJAN) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +20.94% while KJAN returned +20.01%. Year to date, IVV is up 12.28% versus a gain of 10.96% for KJAN.

Over three years, IVV compounded at +21.81% per year against +13.49% for KJAN; over five years the annualized figures are +13.05% and +8.53% respectively. Across the full 7-year window we track, KJAN has the edge at +8.65% annualized vs +6.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.5% for KJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -28.9% for KJAN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while KJAN charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for KJAN.

Frequently Asked Questions

Which is cheaper, IVV or KJAN?

IVV has an expense ratio of 0.03% while KJAN charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, IVV or KJAN?

Over the past year IVV returned +20.94% vs +20.01% for KJAN, so IVV leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +6.98% vs +8.65% for KJAN. Past performance does not guarantee future results.

Which is riskier, IVV or KJAN?

IVV has been the more volatile fund at 15.1% annualized versus 13.5% for KJAN. Worst drawdown: IVV -56.5% vs KJAN -28.9%.

Should I hold both IVV and KJAN?

IVV and KJAN have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or KJAN?

IVV yields 1.10% while KJAN yields 0.00%, so IVV currently pays the higher dividend yield.

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