IVV vs LDRT
iShares Core S&P 500 ETF vs iShares iBonds 1-5 Year Treasury Ladder ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | LDRT | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.07% | |
| AUM | $865.2B | $207M | |
| Dividend Yield | 1.09% | 3.79% | |
| Holdings | 508 | 180 | |
| YTD Return | +13.80% | +0.16% | |
| 1Y Return | +23.01% | +2.29% | |
| 3Y Return (annualized) | +21.77% | - | |
| 5Y Return (annualized) | +13.39% | - | |
| Volatility (annualized) | 15.1% | 1.8% | |
| Max Drawdown | -56.5% | -1.4% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Nov 7, 2024 |
IVV vs LDRT Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares iBonds 1-5 Year Treasury Ladder ETF (LDRT) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +23.01% while LDRT returned +2.29%. Year to date, IVV is up 13.80% versus a gain of 0.16% for LDRT.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.8% for LDRT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -1.4% for LDRT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.06. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while LDRT charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.79% for LDRT.
Holdings Overlap
IVV and LDRT share 1 holdings out of 509 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in LDRT | Difference |
|---|---|---|---|
| XTSLA | 0.15% | 0.13% | 0.02% |
Frequently Asked Questions
Which is cheaper, IVV or LDRT?
IVV has an expense ratio of 0.03% while LDRT charges 0.07%. IVV is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, IVV or LDRT?
Over the past year IVV returned +23.01% vs +2.29% for LDRT, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.04% vs +3.55% for LDRT. Past performance does not guarantee future results.
Which is riskier, IVV or LDRT?
IVV has been the more volatile fund at 15.1% annualized versus 1.8% for LDRT. Worst drawdown: IVV -56.5% vs LDRT -1.4%.
Should I hold both IVV and LDRT?
IVV and LDRT have a monthly-return correlation of -0.06, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and LDRT?
IVV and LDRT share 1 common holdings with a 0.1% weight overlap. Combined, they hold 509 unique securities.
Which pays a higher dividend, IVV or LDRT?
IVV yields 1.09% while LDRT yields 3.79%, so LDRT currently pays the higher dividend yield.
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