IVV vs LFBE
IVV vs LFBE
iShares Core S&P 500 ETF vs LifeX 2065 Longevity Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | LFBE | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $865.2B | $3M | |
| Dividend Yield | 1.09% | 8.54% | |
| Holdings | 508 | 17 | |
| YTD Return | +13.80% | -5.51% | |
| 1Y Return | +23.70% | -3.89% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 8.3% | |
| Max Drawdown | -56.5% | -9.3% | |
| Fund Family | iShares by BlackRock (US) | Stone Ridge Asset Management | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jan 6, 2025 |
IVV vs LFBE Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and LifeX 2065 Longevity Income ETF (LFBE) is a ETF from Stone Ridge Asset Management. Over the past year IVV returned +23.70% while LFBE returned -3.89%. Year to date, IVV is up 13.80% versus a loss of 5.51% for LFBE.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.3% for LFBE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -9.3% for LFBE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.03. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while LFBE charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 8.54% for LFBE.
Holdings Overlap
IVV and LFBE share 0 holdings out of 516 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or LFBE?
IVV has an expense ratio of 0.03% while LFBE charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, IVV or LFBE?
Over the past year IVV returned +23.70% vs -3.89% for LFBE, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.05% vs -0.24% for LFBE. Past performance does not guarantee future results.
Which is riskier, IVV or LFBE?
IVV has been the more volatile fund at 15.1% annualized versus 8.3% for LFBE. Worst drawdown: IVV -56.5% vs LFBE -9.3%.
Should I hold both IVV and LFBE?
IVV and LFBE have a monthly-return correlation of 0.03, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and LFBE?
IVV and LFBE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 516 unique securities.
Which pays a higher dividend, IVV or LFBE?
IVV yields 1.09% while LFBE yields 8.54%, so LFBE currently pays the higher dividend yield.
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